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Legal and Policies

Legal Notices

Highmark is a registered mark of Highmark Inc. ©2014 Highmark Inc., All Rights Reserved.

Information regarding the Patient Protection and Affordable Care Act of 2010 (a.k.a. "PPACA," "Affordable Care Act," "ACA," and/or "Health Care Reform"), as amended, and/or any other law, does not constitute legal or tax advice and is subject to change based upon the issuance of new guidance and/or change in laws.

The information provided is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. State laws and regulations governing health insurance and health plans may vary from state to state. Further, any information regarding any health plan will be subject to the terms of its particular health plan benefit agreement and some health plans may not be available in every region or state.

 

Other Policies

We work hard to be sure that our website and services are safe, informative, and accessible. The following policies help us reach this goal. Check the links below to see what we are doing for you.

 

 

Terms of Service     Legal and Policies    Non-Discrimination Policy    Mental Health Parity

 

®Highmark is a registered mark of Highmark Inc. 2024 Highmark Inc. All Rights Reserved. ®Blue Cross, Blue Shield and the Cross and Shield symbols are registered service marks of the Blue Cross Blue Shield Association, an association of independent Blue Cross and Blue Shield plans.

Benefits and/or benefit administration may be provided by or through the following entities, which are independent licensees of the Blue Cross Blue Shield Association:

Western and Northeastern Pennsylvania: Highmark Inc. d/b/a Highmark Blue Cross Blue Shield, Highmark Choice Company, Highmark Health Insurance Company, Highmark Coverage Advantage Inc., Highmark Benefits Group Inc., First Priority Health, First Priority Life, Highmark Senior Health Company or Highmark Wholecare.

Central and Southeastern Pennsylvania: Highmark Inc. d/b/a Highmark Blue Shield, Highmark Benefits Group Inc., Highmark Health Insurance Company, Highmark Choice Company, Highmark Senior Health Company or Highmark Wholecare.

Pennsylvania: Your plan may not cover all your health care expenses. Read your plan materials carefully to determine which health care services are covered. For more information, call the number on the back of your member ID card or, if not a member, call 866-459-4418.

Delaware: Highmark BCBSD Inc. d/b/a Highmark Blue Cross Blue Shield.

West Virginia:  Highmark West Virginia Inc. d/b/a Highmark Blue Cross Blue Shield, Highmark Health Insurance Company or Highmark Senior Solutions Company. Visit https://www.highmarkbcbswv.com/networkaccessplan to view the Access Plan required by the Health Benefit Plan Network Access and Adequacy Act. You may also request a copy by contacting us at the number on the back of your ID card.

Western New York: Highmark Western and Northeastern New York Inc. d/b/a Highmark Blue Cross Blue Shield. 

Northeastern New York: Highmark Western and Northeastern New York Inc. d/b/a Highmark Blue Shield. 

Highmark Blue Cross Blue Shield and Highmark Blue Shield are Medicare Advantage HMO, PPO, and/or Part D plans with a Medicare contract. Enrollment in these plans depends on contract renewal.

All references to “Highmark” in this document are references to the Highmark company that is providing the member’s health benefits or health benefit administration and/or to one or more of its affiliated Blue companies.

United Concordia is a separate company that provides the provider network for Blue Edge Dental and administers dental benefits.

Attention:  This website is operated by Highmark and not the Insurance Exchanges relative to your state.  This website does not display all Qualified Health Plans (“QHPs”) that may be available to you.  To see all available QHP options in West Virginia & Delaware, go to the Health Insurance Marketplace® website at HealthCare.gov. To see all available QHP options in Pennsylvania, go to the Pennsylvania Health Insurance Exchange website at https://pennie.com/. To see all available QHP options in New York, go to the New York State Office of Health website at https://nystateofhealth.ny.gov/"

We are committed to providing outstanding services to our applicants and members. If you require special assistance, including accommodations for disabilities or limited English proficiency, please call us at 1-800-876-7639 or TTY at #711 to receive assistance free of charge.

Highmark Inc. is a Qualified Health Plan issuer on the Health Insurance Marketplace.

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